When moving to France, you don't always realize the amounts you need to plan for before getting the keys to your apartment. Between the first month's rent, security deposit, insurance, and potential agency fees, the sum can quickly become substantial. Here's a clear summary to help you anticipate and avoid unpleasant surprises on moving day.
First Month's Rent
Depending on the lease start date and how the rent is calculated, you will need to pay either a full month's rent or a prorated rent for the number of days covered by the contract for the first month.
This first payment is usually requested before the keys are handed over, along with the security deposit.
Security Deposit
For a primary residence lease (the most common), the security deposit corresponds to:
- 1 month's rent excluding charges for an unfurnished dwelling;
- 2 months' rent excluding charges for a furnished dwelling.
In the case of a Civil Code lease (company housing, secondary residence, or corporate lease), the amount may be higher, as it is not regulated by law.
This deposit will be returned after vacating the premises, after deducting any repairs or outstanding charges.
Agency Fees
Agency fees apply if you use a real estate professional.
For a primary residence lease, they are regulated by the Alur law and cannot exceed €15 per m², all-inclusive (lease drafting, visit, inventory of fixtures).
However, for a Civil Code lease (corporate or secondary residence), these fees are unregulated and can be up to 13% of the annual rent.
If the rental is done directly with the owner, there are no agency fees.
Home Insurance
In France, home insurance is mandatory upon signing the lease.
A certificate must be provided on the day the keys are handed over. Without this document, access to the dwelling may be refused.
The cost depends on the surface area, the chosen level of protection, and the value of the insured goods.
For a small two-room apartment, expect around €150 per year.
Moving Costs
An international move can represent a significant expense: transport, storage, customs clearance, packing…
Prices vary depending on the distance, volume transported, and the type of service chosen.
If you are arriving with your furniture, it is advisable to get several quotes in advance.
Relocation Fees (if applicable)
As part of professional mobility support, some companies or expatriates use a relocation agency like Sofime to facilitate housing searches, administrative procedures, and settling in.
These fees may be covered by the employer or billed directly to the client, depending on the contract established.
Contact us if you would like a quote for your relocation.
Sofime Immigration & Relocation Advice
When dealing directly with a private owner, do not make any payment until you have visited the dwelling and signed the lease.
Scams exist, especially online: a reliable contact person, an in-person visit, and a clear contract are the only guarantees of a secure rental.
